Examples of Fraudulent Get-Rich-Quick Schemes

Today's fraud example:
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"Lets Work Together

Jack Travel and Tours Limited, An Asian Based Multinational
 Company seeking the service of a liaison officer who would act as a medium of
 reaching our customers abroad. Your Job is to receive check payment on
 our behalf and settle our clients with the payment.
 If you choose to work with us, you do not need to quit your present
 job, or have problems with your employers as this is on a part time
basis. An agent commission would be paid to you on a weekly basis.

WHENEVER YOU RECEIVE PAYMENT YOU WILL GET 10% ON EACH. IF YOU GET PAYMENT OF $3500 YOU WILL GET $350 FROM THAT AND GET THE 90% TO THE COMPANY.

 Kindly reply so that i can provide you with more details.

KINDLY INDICATE YOUR ACCEPTANCE BY FILLING THE BELOW FORM SO THAT WE CAN SEND YOU THE CHECK FOR IMMEDIATE PROGRESS. KINDLY SEND US:
 ============================== ===========================
 1. YOUR NAME:
 2. YOUR FULL ADDRESS (WHERE TO SEND THE CHECK TO)
 3. TELEPHONE NUMBER
 4. PRESENT OCCUPATION
 5. POSITION HELD
 ============================== ===========================
GOD BLESS YOU/Jack Owen

Name: Jack Owen
Position: Payment Officer
Email: [removed]
Time 24Hrs Daily"

Not only is it fake, it is ILLEGAL and constitutes mail fraud. Here is a link from the SEC which explains pyramid schemes in detail.

Why not follow it? Nothing seems fake about it. If you think otherwise, please explain!

Do NOT follow the instructions below!!!

The text below is an example of FRAUD...

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The Blueprint That Has Produced Millionaires!!!

Make Money Quickly,Easily&Honestly

Discover how you can turn $6 into $6,000+ within weeks and with a little bit of effort.This really can make you easy money!!It really works!!

Thanks to the computer age , the internet,be a millionaire within ayear!!!


If you are a working father,a working mother,a struggling single mother or a working student or whomever you are and would like to make at least $500.000 a year from the comfort of your home,then please read the following letter below.Then read it again and again.It contains important information and instructions that can help you achieve financial independence and security within a year!!

Dear Reader,

No matter what you do for living-whether you are a teacher, a doctor,a salesman or a carpenter-do you find yourself thinking" there must be a better way,simpler way?There is....I finally found it.

I've seen many ways to make money,but this one is ideal.It requires no inventory,no employees,no permit or license.There is no face to face selling,no phone calls to make,no orders to process.And best of all,it's 100% legal and the profits one can make is truly unbelievable!!

Please read the following real life story below:

Parents of 15-year-old find $71,000 cash hidden in his closet.His mother was cleaning and putting laundry away when she came across a large brown paper bag that was suspiciously buried beneath some clothes and a skateboard in the back of her 15-year-old sons closet. Nothing could have prepared her for the shock she got when she opened the bag and found it was full of cash.

Five-dollar bills, twenties, fifties and hundreds - all neatly rubber-banded in labeled piles."My first thought was that he had robbed a bank", says the
41-year-old woman, "There was over $71,000 dollars in that bag --that's more than my husband earns in a year".

The woman immediately called her husband at the car-dealership where he worked to tell him what she had discovered. He came home right away and they drove together to the boys school and picked him up. Little did they suspect that where the money came from was more shocking than actually finding it in the closet.As it turns out, the boy had been sending out, via E-mail, a type of"Report" to E-mail addresses that he obtained off of the Internet.

Everyday after school for the past 2 months, he had been doing this right on his computer in his bedroom.

"I just got the E-mail one day and I figured what the heck, I put my name on it like the instructions said and I started sending it out",says the clever 15-year-old.

The E-mail letter listed 5 addresses and contained instructions tosend one $5 dollar bill to each person on the list, then delete theaddress at the top and move the others addresses down , and finally to add your name to the top of the listThe letter goes on to state that you would receive several thousand dollars in five-dollar bills within 2 weeks if you sent out the letter with your name at the top of the 5-address list.

"I get junk E-mail all the time, and really did not think it was going to work", the boy continues.

Within the first few days of sending out the E-mail, the Post Office Box that his parents had gotten him for his video-game magazine subscriptions began to fill up with not magazines, but envelopes containing $5 bills.

 "About a week later I rode [my bike] down to the post office and my box had 1 magazine and about 300 envelops stuffed in it. There was also a yellow slip that said I had to go up to the [post office] counter. I thought I was in trouble or something (laughs)". He goes on, "I went up to the counter and they had a whole box of more mail for me. I had to ride back home and empty out my backpack because I could not carry it all".

Over the next few weeks, the boy continued sending out the E-mail."The money just kept coming in and I just kept sorting it and stashing it in the closet, barely had time for my homework".

He had also been riding his bike to several of the banks in his area and exchanging the $5 bills for twenties, fifties and hundreds. "I didn't want the banks to get suspicious so I kept riding to different banks with like five thousand at a time in my backpack.I would usually tell the lady at the bank counter that my dad had sent me in [to exchange the money] and he was outside waiting for me.

One time the lady gave me a really strange look and told me that she would not be able to do it for me and my dad would have to come in and do it,but I just rode to the next bank down the street (laughs).

"In fact, the boy did not have any reason to be afraid. It was completely legal according to US Postal and Lottery Laws, Title 18,Section 1302 and 1341, or Title 18, Section 3005 in the US code, also in the code of federal regulations, Volume 16, Sections 255 and 436,which state a product or service must be exchanged for money received

Does this story sound familiar?

You most likely have just seen this story recently featured on a major nightly news program (USA) 20/20 & Oprah, or you may have read about it in the Wall Street Journal.

You may have seen this business before many times and ignored it.I know I did - many times! Ithought this was some kind of scam and would be a waste of time, so I decided against participating.However, one of my friends tried it and I asked him to keep me updated of his results.

About two months later he called me to tell me he had received over $85,000 in cash!! I didn't believe him, so he suggested that I try this idea and find out for myself.

One day,though,something just said:" You throw away $25.00 buying a worthless product or going to a movie for 2 hours .What the heck." So I decided that I didn't really have alot to lose.It's only $6.So I asked my friend for a copy of the letter.

I followed the instructions exactly, sent out 200 copies, and sure enough, the money started arriving! It came slowly at first, but after 3 weeks, I started getting money in my account. . After three months,I had made a total of just over $68,498.00!!and it's coming rapidly.It's certainly worth $6.00".

Believe me,no matter where you believe those feelings come from,I thank everyday that I had that feeling.Ican't imagine where I wouId be doing had I not.I wouId likely be working for a mediocre salary barely getting the bills paid,coming home irritable each night and still buying those self-help books and tapes.


Do not make a decision or form an opinion until you prove it to yourself and see results with your own eyes first.Put it to the test before you decide anything.

Success in this business is now fast,easy and well within the capabilities of ordinary people who know little about internet marketing.And the earnings potential is truly staggering!

This business,like every business requires input before any output can be realized.But the amount required is so little and do not equal the profits one can make.

It doesn't matter who you are,where you live,what is your nationality,what your level of education is,what your gender is,what your IQ is,or if you are young or old.As long as you can read and follow simple steps,there is no way you can't succeed in this business.

There are no losers in this program/this business if it is followed as instructed.Every one who joins this program and follow what it says to the letter (exactly) becomes a winner.

I'll make you promise.Read this letter to the end and follow what it says, and there is no way you cannot succeed!

This program remains successful because of the honesty and integrity of the participants. Please continue its success by carefully adhering to the instructions. You will now become part of the Mail Order business. In this business your product is not solid and tangible, it's a service. You are in the business of developing Mailing Lists.

Many large corporations are happy to pay big bucks for quality lists. However, the money made from the mailing lists is secondary to the income which is made from people like you and me asking to be included in that list.



"But it sounds too easy"

That's healthy skeptism.You shouId always investigate before you jump into anything..It is absolutely legal .I checked.Simply because you are requesting a legitimate service and you are paying for it..There are absolutely NO laws prohibiting the participation in the program.

Controversial? Sure. Illegal? No way!

This program is legal simply because you are exchanging money for a service,this simple request makes it 100 % legal.

If people can follow the simple instructions,they are bound to make mega bucks with only $6 out of pocket cost.

PAYPAL verifies that this$6 investment scheme is 100% legal.You can ask them if you want.

If you are still not convinced,and you have any questions regarding the legality of this program/this business,contact the office of the Associate Director for Marketing practices,Federal Trade commission,Bureau of consumer protection in Washington D.C or you can check it out with the U.S. Post Office (1-800-725-2161)


This program/this business really works, no matter what you hear others skeptics say about it.It's not a scam.It's not a hoax,and people who are participating in it are not stupid or gullible.And you know what keeps it alive and going,it's because of all honest smart people out there who believe in it,and who have found that this program really works after joining it.

THIS PROGRAM IS ABOUT PEOPLE HELPING EACH OTHER MAKE MONEY HONESTLY AND LEGALLY.


If you want to find out how this works, simply read the REST of this page. If you are like me, you want more than your lousy weekly paycheck. With this program, you can make more in a few months that you did your entire last year at your job. Believe it, and work it, and it will work for YOU! This really works. Don't make the same mistake I made. I deleted this 4-5 times before finally giving it a try. Within 1 week the money started coming in and just like the plan below said it would. Give it a try!! You will be glad you did! And best of all it costs next to nothing. ONLY $6 ONCE and that’s it!

Ten Years Of Success!

This program is by no means new. It has been in existence in many forms for at least a decade. But in the early days, it required a lot more time and effort,as well as stamps,envelopes to buy and stuff with money and send to recepients through mail.

As you may already know, Putting your home address on the internet and sending envelopes with money through mail can be risky. However,thanks to the computer age and the Internet,this program has been automated.In fact, it's more safer now than before.No need to buy stamps,envelopes or send money through mail anymore.. All you need is either StormPay account or Paypal account(You decide which account you'd like.They work almost the same.) and an email address!



Try to learn from and listen only to people who have already done it.

please read the following testimonials:

"Thanks to this profitable opportunity.This program has been a round for long time but I never believed in it.But I wondered if I shouId have given it a try.I am glad I finally joined,just to see what one couId expect in return for the minimal effort and money required.Within 7 days,I started getting money in my stormpay account! I was shocked! I figured it wouId end soon,but the money just kept coming in.In my first week, I made about$20.00.By the end second week I had made atotal over $ 1,200.00!!! In the third week I had over $10,000.00. In my fourth week,I had made a total of just over $36,000.00 and it's still coming rapidly.It's certainly worth $6.00".



Here is another testimony:"Not being the gambling type,it took me several weeks to make up my mind to participate in the program.But conservative that I am, I decided that the initial investment was so little that there was no way that I wouIdn't make enough money to at least get my money back. First month,I only made $240.00,but the next 2months after that I made a total of $219.000.00.There is simply isn't abetter investment with a faster return and so big".



It's Your Turn Now!

Let's Get Started!

Getting started is as easy as 1,2,3

Please follow the simple steps below exactly to guarantee your success.

Your Success Steps(Instructions):

Step#1

You must have a confirmed StormPay account or a paypal account.

Signing up for a StormPay account or a paypal account is absolutely FREE, easy, and it takes only a couple of minutes.The CHEAPEST, FASTEST and EASIEST way to make serious money online.

If you do not have a StormPay account or a paypal account you can go to www.StormPay.com or www.paypal.com and follow the instructions to set up a FREE account.

In order to place the initial $6 into your account, you will have to confirm your bank account with StormPay or paypal (which may take a few days). You can also send money through your credit card!!

StormPay and paypal let you pay anyone from anywhere in the world with an email address and they are considered the world's Top online payment services. You can also use StormPay or paypal to pay your friends - for example, it's a convenient way to split the phone bill with your room-mate, send cash to your kids in college, or send cash to someone in another country.

When you send money through StormPay or paypal, you can fund your payments with your credit card or check account. You won't have to worry about your privacy, because StormPay and paypal keep your accounting information safe and secure. Making a purchase either with StormPay or paypal is far more secure than mailing a check or giving your credit card number to a stranger.

With stormpay or paypal,No cheating can occur (don't be fooled by claims that this system can be cheated) as StormPay and paypal only allow one account per person.

Step#2

The first thing to do when you have your StormPay or paypal account is you must send a $1payment to each email on the below list with a note saying" please add me to your list" or else those 6 people will not add you to their list, therefore you will not make any money. (Exception:Send $1 to the first email address on the list saying"Thanks I've joined").This let the first person keep track of progress of the letter and continue to post more.

To do this successfully, follow these simple steps: 1. Login to StormPay or paypal account and click on the Make Payment tab 2. In the 'Recipient's Email' field enter the recipient email address of list of 6 below;3. In the 'Amount' field enter 1.00 (this is your $1payment); 4. In the 'Type' field select Service (though it doesn't really matter what you put here, this is for StormPay's and paypal's own records)...Make the subject of the payment Email List 5.In the 'Note' or comments field ,enter or write "PLEASE PUT ME ON YOUR EMAIL LIST." This Is VERY IMPORTANT! (By law we must exchange a product or service for money). Be certain to add this note, as this is what keeps this program legal. This is not a gifting program;7.Finally, click on the Continue button to complete the payment. That's it!

Do not start posting to newsgroups,message boards..etc before you send $1.00 to each email that is listed below.This is very important thing to do if you are really want this system to work for you.

If you think you can get around this system by only posting with your email in the #6 slot and not sending payment to anyone, you are cheating the system and it will not work for anyone including you.

Also, If you think that putting yourself first on the list will make things work faster you will end up being eliminated almost immediately by the people who are following the instructions.


Here are the latest e-mails list:

.....

Subject of Payment:
Email List

Comments/Note:
PLEASE PUT ME ON YOUR EMAIL LIST

Step#3

Now take the #1 email off the list that you see above, move the other addresses up one (#6 becomes #5 & #5 becomes #4 & so on), then put YOUR email address (the one used in your StormPay account or paypal account) as #6 on the list. MAKE SURE THE EMAIL YOU SUPPLY IS EXACTLY AS IT APPEARS IN YOUR StormPay ACCOUNT or paypal ACCOUNT.

Step#4


Follow the program exactly as instructed.Make sure you write or copy every  email address accurately.Change anything you need,but try to keep this article or letter as close to original as possible.

Do not alter the names of the emails that are listed or their sequence on the list in any way other than what is instructed or you will lose out on the majority of your profits.Once you understand the way this works you will also see how it does not work if you change it.The key to success in this program is to follow the simple steps exactly and not change anything.

Remember,this is a proven way of making money.This method has been tested,and if you alter it, it will not work!!! People have tried to put their friends/relatives emails on 6 all thinking they couId get all the money.But it does not work this way.So DO NOT try to change anything other than instructed.Because if you do,it will not work for you.


Remember,honesty reaps the rewards

Step#5

Now, post your amended article to at least 200 newsgroups, message boards, etc. (I think there are close to 32,000 groups).All you need is 200,but remember DO NOT SPAM. Spamming is illegal and annoying to others.

There is no limit to the income you can generate from this business.Your job is to let as many people see this letter as possible.So they will make you and all those in the email list rich.

"No man or woman can become successful or rich without enriching the lives of others.Any one who adds to prosperity must prosper in return."



DIRECTIONS ON HOW TO POST TO NEWSGROUPS/MESSAGE BOARDS

Step#1

You do not need to re-type this entire letter to do your own posting. Simply put your cursor at the beginning of this letter and drag your cursor to the bottom of this document, and select 'copy' from the edit menu. This will copy the entire letter into your computer's temporary memory.

Step#2

Use Netscape or Internet Explorer and try searching for various newsgroups, on-line forums, message boards, bulletin boards, chat sites, discussions, discussion groups, online communities, etc.

EXAMPLE: go to any search engine like yahoo.com, google.com, altavista.com, excite.com, Use search phrases like "millionaire message board" or "money making message board" or "opportunity message board" or "money making discussions" or "business bulletin board" or "money making forum" etc. You will find thousands and thousands of message boards. Click them one by one then you will find the option to post a new message.

Step#3

Visit these message boards and post this article as a new message by highlighting the text of this letter and selecting 'Paste' from the 'Edit' menu. Fill in the Subject, this will be the header that everyone sees as they scroll thru the list of postings in a particular group, click the post message button. You're done with your first one! Congratulations! THAT'S IT!!

All you have to do is jump to different newsgroups and post away. After you get the hang of it, it will take about 30 seconds for each newsgroup!

REMEMBER, the more you post in, the more income potential you have, but you must post to at least 200.

That's it! You will begin receiving money within days! JUST MAKE SURE THE EMAIL YOU SUPPLY IS EXACTLY AS IT APPEARS ON your StormPay account or PayPal account.

You may ask why 200? As in any business, you cannot expect 100% return on every post you make. Here is an example of how much you can make on a very low return:

Out of 200 postings, say we receive only 5 replies (a very low example). So then we Made $5.00 with my name at #6 on the letter. Now, each of the 5 persons who just sent me $1.00 make the MINIMUM 200 postings, each with my name at #5 and only 5 persons respond to each of the original 5, that is another $25.00 for me, now those 25 each make 200 MINIMUM posts with my name at #4 and only 5 replies each, I will bring in an additional $125.00! Now, those 125 persons turn around and post the MINIMUM 200 with my name at #3 and only receive 5 replies each, I will make an additional $625.00! OK, now here is the fun part, each of those 625 persons post a MINIMUM 200 letters with my name at #2 and they only receive 5 replies that just made me $3,125.00!!! Those 3,125 persons will all deliver this message to 200 newsgroups with my name at #1 and if still 5 persons per 200 newsgroups react I will receive $15,625.00! With an original investment of only $6.00! AMAZING!!

When your name is no longer on the list, you just take latest posting in the newsgroups, and send out another $6.00 to names on the list, putting your name at number 6 again. And start posting again.

So my friend,You have just received a proven plan-acomplete program that can give you financial freedom for the rest of your life,with NO RISK,and just alittle bit of effort.You can make more money in the next few weeks and months than you ever imagined.The key to success in this business is believing in it,persistance,and following its steps exactly as instructed.

Thank You For Reading And GoodLuck!


Note:Since the amount of money you can make from this proven program depends on how hard you are willing to work,results may vary.This means if you want to make more money,then you have to post more.It's that simple!

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The text above is an example of FRAUD...

Do NOT follow the instructions above!!!